| Item | Then (Jun 2) | Now (Jun 3) |
|---|---|---|
| Sector mapping | ❌ broken ("Other 74%") | ✓ RESOLVES — real sectors now (see concentration below). This was the #1 risk-visibility gap; it's fixed. |
| Live verdicts | 11/20 scoring | ✓ 12 scoring, all held equities have a verdict + SACS + grade |
| ORCL | — | NEW STARTER · SACS 55.5 · Grade A — the only fresh buy-signal in the book |
| Cost basis / P&L% | showing $0 | ✓ live per position (avg cost + P&L% on every held name) |
| ETF resolution | partial | ❌ SPY / QQQ / SOXX / UNG return no data in the live peek (Finnhub has no profile for ETFs → they fall out). Their signals + positions are invisible to the overlay. |
| Margin | empty | ❌ still empty — never entered via SETMARGIN (see Margin section) |
| Ticker | Verdict | SACS | Gr | Setup | Price | Basis | P&L |
|---|---|---|---|---|---|---|---|
| ORCL | STARTER | 55.5 | A | — | $240 | $205.54 | −6.6% |
| NVDA | WATCH | 49.8 | A | Extended | $222 | $143.59 | +50% |
| ASML | WATCH | 39.5 | A | Overlap | $1,707 | $1,271.72 | +28% |
| LLY | WATCH | 36.3 | B | Extended | $1,066 | $967.57 | +10% |
| AAPL | WATCH | 23.6 | C | Extended | $315 | $277.56 | +11% |
| KO | WATCH | 16.6 | D | Extended | $79 | $68.43 | +19% |
| AMZN | WATCH | 13.5 | D | Extended | $256 | $210.46 | +27% |
| META | WATCH | 3.5 | D | Overlap | $600 | $579.42 | +5% |
| ABBV | REJECTED | 29.3 | C | Grade fail | $215 | $208.82 | +3% |
| INTC | REJECTED | 49.2 | C | Grade fail | $106 | — | not held |
| GOOG | REJECTED | 12.0 | D | Grade fail | $359 | $382.39 | −0.8% |
| COST | REJECTED | 9.0 | D | Grade fail | $954 | $912.97 | +13% |
ORCL is the only fresh buy-side signal. The grade-D WATCH names (META, KO, AMZN) are "holding, not adding." REJECTED = the engine wouldn't open these here. SACS = setup/composite score; Grade = letter on the composite.
| Held equity positions resolved | 11 names |
| Equity market value (these 11) | $23,011 |
| Cost basis (these 11) | $20,368 |
| Unrealized P&L (these 11) | +$2,642 (+13.0%) |
| Full book incl. ETFs + cash | ≈ $34.5K (June 2 engine snapshot — the live peek can't see ETFs, so the true total is higher than the $23K above) |
| Realized P&L (FIFO, all-time) | +$18,722 (96 closed tickers, unchanged) |
| Lifetime P&L | ≈ +$22,447 |
| Account | Who | Equity MV |
|---|---|---|
| 720600 | Sam personal (Invest n Save) | $19,118 (83%) |
| 5692 | Joint (Sam + Chanie) | $2,219 |
| 4073 | Son (JackPancake) | $1,244 |
| 5378 | Daughter | $429 |
June 2 the sector map was broken, so you were flying blind. Now it resolves — and it confirms exactly what an Izzy Englander / Millennium PM warned about. Your book is dangerously concentrated, two ways at once:
| META | $7,200 | 31.3% | |
| ASML | $6,995 | 30.4% | |
| ABBV | $3,743 | 16.3% | |
| COST | $2,266 | 9.8% |
META + ASML + ABBV = 78% of your equity in three names. META alone is nearly a third — and the engine grades it D (SACS 3.5, setup = PORTFOLIO_OVERLAP, i.e. "you already own too much of this").
| Communication Services (META, GOOG) | 33.1% |
| Semiconductors (ASML, NVDA) | 31.7% |
| Health Care (LLY, ABBV) | 19.9% |
| Cons. Staples (COST, KO) | 12.0% |
| Technology + Cons. Disc. | 3.4% |
~65% sits in two tech-correlated buckets (Comm Services + Semis). On a risk-off day, META / ASML / NVDA / GOOG all fall together — there is almost no diversification cushion. This is the single most actionable finding in the audit.
MIS does not know your margin. The engine has margin fields, but they're empty — they only populate when you run SETMARGIN per broker, and you never have. So:
SETMARGIN 720600 <amount> (and per other broker) so the dashboard reflects real margin + buying power. Until then, treat every "cash %" number as incomplete.Honest. No flattery. Updated for what's now visible.
On June 2 you could deflect this — the sector map was broken so no one could prove it. Tonight the data proves it. The honest response: "Correct, and I can finally see it. The single highest-value risk action in my book is trimming META and ASML back toward ~15% each and rotating into something uncorrelated. The engine already flags both as PORTFOLIO_OVERLAP."
Still the same honest answer: ~3 months of system run, +$22K verified lifetime on ~$34K. Real, but early. You're not competing with Citadel — you're proving discipline on a small book. The relevant test is "better with the system than without," and the system just caught a concentration risk you couldn't see — that's the system earning its keep.
Fair. KO (+19%), COST (+13%), AAPL (+11%) are Bucket-C names. The engine grading them D/REJECTED isn't telling you to sell — it's telling you they're not fresh *swing* setups. They shouldn't generate swing noise at all; they should be tagged "hold, don't touch."
| # | Item | Why it matters |
|---|---|---|
| 1 | Trim META + ASML toward ~15% each | Your single biggest real risk — 78% in 3 names. Engine already flags overlap. Your call, but it's the headline. |
| 2 | Run SETMARGIN per broker | So buying power + true leverage show. You're bridging on Fidelity margin invisibly. |
| 3 | Fix ETF resolution (SPY/QQQ/SOXX/UNG) | They fall out of the peek (no Finnhub profile) → their signals + value are invisible. Use a quote-only path for ETFs. |
| 4 | Dashboard speed (4–5 min → instant) | Serve the nightly snapshot instead of recomputing live. The build I flagged earlier. |
| 5 | Tag Bucket-C names (KO/COST/AAPL) "hold, don't score" | Stop generating swing noise on long-holds. |
| 6 | Options overlay design (covered calls on NVDA/META/ASML) | The 2.5%/mo cash-flow thesis needs income generation — your big winners are the call-writing candidates. |