Structural finding first: Affirm and Klarna email ztreitel@gmail.com, not this connector. The gmail-personal MCP that reads that account returns invalid_grant (the known 7-day-token failure — queue card #336). So a full plan-by-plan reconstruction is not possible from email tonight; what follows is everything the sam@ connector sees (forwarded mail, Chase debit alerts, Credit Karma/TransUnion bureau notices).
| Date | Evidence | What it proves |
|---|---|---|
| Apr 3 | Chase alert: KLARNA $135.01 debit from 1260 | Karp installment (memory said $134.99-class payments — matches size) |
| Apr 17 | Chase alert: KLARNA $134.99 debit from 1260 + forwarded Klarna "Payment received — Your $134.99 payment was successful" | Another Karp installment cleared |
| Apr 23 | Chase alert: AFFIRM.COM PAYMENTS $210.54 debit from 1260 | $210.54 = exactly the Apple installment amount — but pulled from 1260, NOT 0405→5609 as memory claims. Routing drift (or a manual pay). |
| Apr 24 | Credit Karma: "your AFFIRM INC Buy Now, Pay Later account was listed as 'closed'" | At least one Affirm plan CLOSED right before the Apr 28 memory snapshot |
| May 11 · Jun 16 · Jun 17 | Credit Karma: "Check in on your new BNPL account" ×3; Chase + Capital One "a lender reported a new account" 6/18–6/22 | ≥3 NEW BNPL plans opened since the memory was written. The mid-June pair fits card #312 (Affirm Best Buy $77.98, Jun 11). |
| May–Jul | No Affirm/Klarna debit alerts on 1260 after Apr 23 | Either payments moved fully to 0405/5609 (that account has no transaction alerts wired to this mailbox) or amounts fell under the alert threshold. Absence here is NOT proof of payment or non-payment. |
| Date | Evidence (opened in full) |
|---|---|
| May 28 | Duke alert to zalmy@treitelventures.com: "Your bill is past due" (the $674.97 state the card tracked) |
| Jun 10 | Speedpay confirmation #293346498 — "Payment Amount: $674.97", Duke account *1799, address 9332 So…, card *2024. Exactly the past-due amount. |
| Jun 29 | Speedpay confirmation #294739859 — $243.03 to the same acct *1799, card *6895. That clears the June statement too. |
Verdict: the $674.97 past-due (9332, May 27 bill) was paid Jun 10 and the account is paid through the June bill (Jun 29). One caveat: statement-ready emails arrived both Jun 23 and Jun 25 — if 9312 has its own separate Duke account, its status is unverified (both payment confirmations seen are acct *1799). Also: no autopay — each cycle is a manual one-time Speedpay on a different card.
NOT FOUND. Zero Toho bills, payment confirmations, or disconnect notices in this mailbox in 90 days (only an Apr 23 customer-survey email). Toho either bills a different address/paper or the personal inbox. Card #582 stays open until Sam checks the Toho portal or #336 is fixed.
| Card | Search result | Disposition |
|---|---|---|
| #584 Duke past-due | FOUND Paid 6/10 ($674.97, conf #293346498) + June bill paid 6/29 ($243.03, conf #294739859) | DONE 584 Duke $674.97 past-due PAID 6/10 (Speedpay conf 293346498, acct *1799/9332); June bill $243.03 paid 6/29 — account current |
| Eagle's Eye pool billing | FOUND Vendor canceled old recurring S-00010/S-00011 on 6/12; NEW recurring payments ACTIVE 6/30 — "You're in! Thanks for starting your recurring payment!" S-00012 (9312) + S-00013 (9332), QuickBooks | Close whichever card tracks it: DONE <n> Eagle's Eye recurring re-established 6/30 — S-00012 (9312) + S-00013 (9332) active per QuickBooks confirms |
| #438 9332 guest inquiry | FOUND Betty's inquiry (9332, Jul 26–Aug 2) had a respond-by of 6:03 PM Jun 17 — long expired | DONE 438 Betty inquiry response window expired 6/17 6:03 PM — no action possible; note response-rate hit |
| #537 Payne check-in | FOUND Full stay thread Jun 25–29, checkout + review-cycle emails 6/29–6/30 | Already on the safe-fire list — evidence confirms it |
| #597 Payne review response | PREMISE CHANGED Jun 30, 10:20 AM: "Guest Payne requested to delete own review of reservation HM9BFYPWRH. The review has been deleted." The 2-star review (posted 10:18 AM same day) lived ~2 minutes. | The review-response half of #597 is moot — send nothing review-linked (any refund now looks even more like review-buying). #585 remediation stays live: Payne reported the sink faucet in-thread 6/26. |
| #581 Citi $307 | FOUND (payment) Citi, Jul 1: "We received your $307.00 payment and credited your Citi account ending in 4301". The two "payment not received" arrangement notices are 6/17 + 6/26 — both BEFORE the payment. | Keep open per the card's own condition: one call to confirm the arrangement is cured. Attach: PROOF 581 Citi confirmed $307 received + credited 7/1 (acct 4301) |
| #575 20four7VA invoices | PARTIAL Recurring inv #3912-R-0059 $108.76 PAID Jun 30, 10:17 AM (Mastercard 2946, Square receipt). Inv #5657 $80.34 (due Jun 23) — NO payment confirmation exists; still starred. (Inv #5634 $52.03 of Jun 16 also has no paid-receipt.) | NOT close-safe. Next action shrinks to: pay #5657 ($80.34) — and check #5634 ($52.03) while in Square. |
| Alex gutters $375 | NOT FOUND Sam→Mildred Jun 1: "I've messaged Alex directly and I'm taking care of the $375 today." No payment receipt, Zelle confirm, or Mildred acknowledgment after that. | Stays open — a stated intent is not a receipt. One Zelle-history check settles it. |
| #539 cousin $1,500 CapOne (6/25) | NOT FOUND No $1,500 transfer/Zelle around 6/25. (The only large CapOne Zelle was $2,000 on 6/30 to Thomas — different thing, see §4.) | Stays open |
| #312 Affirm Best Buy $77.98 | INDIRECT No charge alert; but Credit Karma new-BNPL notices 6/16–6/17 + bureau "new account" 6/18–6/22 corroborate the plan exists | Stays open — clearing unverified (blocked by #336) |
| #528 National Grid $843.13 | NOT FOUND Zero National Grid emails in this connector at all | Stays open — NG clearly bills elsewhere (personal inbox or paper) |
| #045 LIJ $110.37 · #278 Camp Agudah $100 | NOT FOUND No hits | Stay open |
| #392/#416 Jun 21–23 FL flights | INDIRECT No flight confirmations here (personal-email booking); Mildred's 6/23 "Today's Meeting" agenda + post-trip punch lists imply the trip happened | Sam confirms verbally — one word closes both |
C:\Users\ztrei\OneDrive\2. Hook Street\05. 2026 BH\outputs\2026-07-01_21-30_audit_gmail-evidence-sweep.htmlinvalid_grant (card #336) ·
Cross-refs: outputs/2026-07-01_23-10_action_fresh-board-consolidation.html · memory reference_affirm_klarna_schedules.md (Apr 28 — now flagged drifted)58fbb8e · Working dir: C:\Users\ztrei\OneDrive\2. Hook Street\05. 2026 BH · Read-only sweep — nothing sent, labeled, deleted, closed, or committed.